Rudolph Brown/Photographer Kay Gordon ,(right) pose with Karen King at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013

Rudolph Brown/Photographer Business Desk Minister of Industry Investment and Commerce Anthony Hylton, (right) chat with from right CSS managing director Heston Hutton, Enrico Lodi, General Manager of Credit Bureau Services and Brian Young at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013

Rudolph Brown/Photographer Business Desk Minister of Industry Investment and Commerce Anthony Hylton, (second left) chat with from left Robert Gordon, Operations Manager of CRIF, Terrence Cooper, CEO of CRIF NM Credit Assure Ltd and CSS managing director Heston Hutton at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013

Rudolph Brown/Photographer CSS managing director Heston Hutton chat with Tiffany Gordon, Mortgage Sales Executive of JNBS at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013

Rudolph Brown/Photographer Maria Morrison of First Heritage Co-operative Credit Union chat with Robert Gordon, (left) Operations Manager of CRIF and CSS managing director Heston Hutton at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013

Rudolph Brown/Photographer Minister of Industry Investment and Commerce Anthony Hylton, (right) chat with from left Robert Gordon, Operations Manager of CRIF, CSS managing director Heston Hutton, Natalie St, Louis, VP Marketing, Sales and Client Services at Paymaster and Terrence Cooper, CEO of CRIF NM Credit Assure Ltd at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013

Rudolph Brown/Photographer Business Desk Minister of Industry Investment and Commerce Anthony Hylton, (left) chat with CSS managing director Heston Hutton at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013

Rudolph Brown/Photographer Robert Gordon, Operations Manager of credit bureau CRIF NM Credit Assure Limited, is with his sister Kay Gordon at the cocktail reception hosted by CRIF NM, at Terra Nova hotel, Kingston on Wednesday, October 23, 2013.

Rudolph Brown/Photographer Tiffany Gordon, Mortgage Sales Executive of JNBS, shares a joke with Neal & Massy Jamaica chairman Brian Young at the cocktail reception hosted by credit bureau CRIF NM Credit Assure Limited, at Terra Nova hotel, Kingston on Wednesday, October 23, 2013. ---------------------- Rudolph Brown/Photographer Business Desk Tiffany Gordon, Mortgage Sales Executive of JNBS share a joke with Brian Young at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013

Rudolph Brown/Photographer Kay Gordon, pose at the CRIF NM Credit Assure Limited cocktail reception at the Terra Nova Hotel on Wednesday, October 23, 2013